Reasons why NRIs should invest in India

If you are an NRI, and looking out for the best investment options in India, you are on the right page with us. Learn more about the benefits and reasons for investing in the Indian market with the best investment options for NRI. 

Facts about the Indian Economy 

Did you know that India has been ranked amongst the top 5 nations for fastest-growing economies globally over the last 30 years? Yes! That is almost 3 decades! Let us not forget the COVID pandemic which led to major shifts in the economic growth of every nation. India has bounced back from tough challenges and is considered as- 

1. Third largest economy for the purchasing power parity 
2. Seventh largest in terms of nominal GDP 
3. Listed in the top 5 worldwide as a Trillion-dollar economy 

Yes! This gives a positive answer to why you should invest in India as an NRI. Let us start and understand the reasons why NRIs should invest in India in the next part of the article. 

Top 15 reasons to invest in the Indian market for NRIs 

Here are some of the main benefits of investing in the Indian market for NRIs. Let’s explore the main reasons why NRIs should invest in the Indian market. 

1. Home country is the best option to invest in 
2. Secured and safe financial future with a strong foundation
3. Better interest rates by up to 8.10% with NRI saving plans
4. Value for currency 
5. Long-time investment with attractive and better returns 
6. Better retirement option plans
7. Prosperity of alternative assets such as real estate 
8. Diversification across many geographical areas, sectors, or industries 
9. Low minimum investment amount options available
10. Best money managers, equity advisors, and wealth managers
11. Flexibility to invest via the NRE/NRO route 
12. Utilize active flow of money and grow financial portfolio strong 
13. Helps to initiate money flow to relatives in the home country 
14. Best tax-saving solutions 
15. Long term goals 

Now, NRIs know why to invest in India. Let us explore the best investment options for NRI in India in the next part of the article. 

Best investment options for NRI in India

The Indian market has many diverse investment options for NRI in India. Here, choosing the best investment options is important to make the best out of it. So, let’s discover smart investment options. 

• Mutual funds– Better and more effective tax relief with mutual funds for NRI 
• Fixed deposits – Better interest rates on high investment deposits of good future planning. USA provides not more than 2-3% interest rate.
• National Pension Scheme – Low cost, tax efficient, and flexible scheme at regular intervals. 
• Government securities – Government bonds with high safety and zero to no risk.
• Real Estate – Low investment risk with affordable rates 
• Direct Equity & Certificate of deposits – Buying and selling shares through PIS (Portfolio Investment Scheme)
• Indian stocks – Indian stocks have outperformed international stocks by 40% returns, based on the last 5 years trend. 

Wondering, how to invest in these options? Well, Fipro has the best financial solutions in place with holistic planning for NRIs investment in India. As the name suggests, FIPRO- The best Finance PRO has expertise in a range of financial services from wealth management, investment planning, tax planning, and security at its best. 

Conclusion 

NRIs can leave the country for many reasons which include occupation, job, profession, or career growth. But, they can never forget their country. As rightly said- “Home is where the heart is.” Yes! NRIs are truly rooted in their homeland – India. Investing in India is considered the best investment for NRIs in their life. 

Though NRIs live outside India, they can easily be part of the Indian economy back home with diverse investment options and good opportunities. India is one of the fastest-growing and developing countries in the world. It provides a great opportunity for the NRIs to earn profits and stay connected to their motherland. 

For every person, it is essential to secure and stabilize their future by investing in the best financial assets for better returns in life. And, India is the best destination for NRI investment.